Authorized User Tradelines
An authorized user tradeline is someone allowing you to piggy back off their good credit history to essentially increase your credit score. For each individual tradeline our preferred cardholders allow you to be a users for up to two billing cycles for a nominal fee.
Available Authorized-User Tradelines for Sale
| Citi Bank | $13,500 | 3 yrs |
| Penfed Power Cash | $16,800 | 10 mos |
| Citi Bank | $6,800 | 6 yrs |
| PenFed FCU | $10,000 | 7 yrs |
| Barclays Bank | $12,500 | 10 mos |
| Synchrony/PayPal | $1,024 | 4 yrs |
| Synchrony/Care Credit | $6,000 | 4 yrs |
| Barclays Bank | $32,500 | 4 yrs |
| Discover | $4,500 | 5 yrs |
| Chase | $5,000 | 8 mos |
| Bank of Amer. | $10,200 | 3 yrs |
| Barclays | $15,000 | 8 mos |
| American Express | $7,800 | 3 yrs |
| Chase | $8,000 | 3 yrs |
| Barclays | $5,000 | 3 yrs |
| American Express | $4,600 | 6 yrs |
| Comenity Capital | $10,000 | 1 yr |
Tradelines Explanation
What Are Tradelines & How do Tradelines work
A tradeline is a credit line/account that is on your credit report. For example, any of your credit cards are considered tradelines on your credit report. Your car note is a tradeline. Your mortgage is a tradeline. A student loan reporting to your credit report is a tradeline.
The type of tradelines that we provide is Authorized User tradelines, with perfect payment history, low utilization (under 30% unless otherwise noted) and perfect payment history. We do this by adding you as an authorized user to a tradeline, allowing you to “piggyback” off of the account in good standing. This is possible because creditors will provide credit bureaus the entire account history on any given tradeline for an authorized user. FICO® digests this newly added credit and recalculates your score with drastic improvements.
What Are Tradelines & How do Tradelines work
An increased credit score will allow you to secure better interest and approval rates on credit cards, car loans, and mortgages. It also impacts your car insurance rate, the ability to rent an apartment, put utilities in your name without a down payment, or personally guarantee your own business. Also certain professions/employers require a certain credit rating for employment. Having a higher credit score means more approvals and lower monthly payments, hands down.
How do I pick the best Tradelines?
We stick to a few rules of thumb when selecting tradelines:
Higher limits and older aged tradelines correlate to bigger credit score increases.
Age trumps credit limit (if you have more than 30% debt, you need both credit limit AND age).
If you have nothing on your credit file, you must select something at least 6 months old to generate a credit score and avoid a thin file error.
The fewer addresses you have on your credit report, the better. We can filter the list by address code to help you select lines from the same cardholder or we can help you with this one-on-one.
All of our tradelines are under 30% unless otherwise noted in the comment section. All tradelines have perfect payment history.
If you have negative items on your credit report, this can offset the boost that you could get. You may need to have a credit sweep, which we provide, in order to get the maximum boost possible from tradeline(s). Tradelines are not a band-aid, they are an enhancement.
Purchase your spot TODAY!
Purchase your spot on one of our authorized user tradelines by emailing us your name, dob, and tradeline name and limit to info@etfstx.com.
Testimonial
“I can’t believe my credit score increased an additional 60 points after adding an authorized user tradeline.”
S. Moore